Life Insurance Weight Tables

These metropolitan life tables became widely used for determining recommended body weights.

Life insurance weight tables.

Will other companies offer me a better rate. Male female and unisex charts. Life insurance rate tables. See our life insurance height weight chart.

In 1942 the tables gave ideal body weights in 1959 they were revised and became desirable body weights and in 1983 they were revised once again this time called height and weight tables. The bmi is calculated by dividing weight in kilograms by height in meters squared. The ideal weight given in these tables are for ages 25 to 59. Life insurance weight charts.

There are really two parts of the life insurance tables. If you started with the wrong company from the beginning there s a better rate out there. Life insurance adult build tables. The following factors may help with your life insurance.

The minimum rateable weight is 150 mortality and the maximum rateable weight is 350. Sample life insurance build chart. Life insurance companies publish build charts in the underwriting guidelines made available to insurance agents. Great height and weight ratio no medication great vitals.

The table is fairly generic but gives a general idea of the allowable maximums for the best life insurance rate classes from most companies if your weight exceeds the maximum shown here use standard rates in calculating your quotes to get an idea. These are guidelines and may differ among life insurance companies. For purposes of this policy either the bmi or the metropolitan life tables may be used. Most companies with a couple of exceptions use a rating of 25 per table.

While many companies still use height weight charts more and more companies have begun switching to the use of bmi charts. For example a person who weighs 180 lbs and is 5 5 would have a bmi of 30. Standard health classification substandard risk table rating classification. Body mass index bmi according to a variety of weights and heights.

Adults whose build falls within the borderline zone column may be accepted standard or rated depending on their overall risk profile. Generally speaking carriers have the following standard risk classifications in their life insurance tables. Preferred best you are really healthy.